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Every business has their own gift card, one type of gift card to only one store.
The gift card might expired after 1 year. Your unused balance will cleared away after certain time if you forget it.
There will be no chance to get the funds back if gift card get lost.
Most of gift cards do not support online shopping. It is not convenient to bring every time when shopping.
Gift cards are same as cash, there is no discount during purchase.
The physical gift card may break over time and you may lost the balance.